Benefits Information

Welcome to the CVUSD Benefits Information Page!

 

BenefitBridge
BenefitBridge, an employee benefits portal that provides on-demand information for benefits-eligible employees.  Employees can access their benefits information 24/7 from any computer with internet access.  All medical, dental and vision enrollments in BenefitBridge will show as a 12-month deduction. Final calculation of the Employee's out-of-pocket and District Contribution will be done in the payroll system based on the employee's plans selection, employee's FTE, employee's work calendar and employee's bargaining unit. The website performs best in Google Chrome.  
 
Need help using BenefitBridge:
Call BenefitBridge Support at (800) 814-1862
Monday through Friday 8:00 a.m. – 5:00 p.m. (PT)
Or email [email protected]
 
 
View the October 17, 2024 Virtual Benefits Webinar Recording at the link below:
 

WEBINAR RECORDING

 

Passcode: T==3z&Zy

 

Health Benefits
2024 Medical Benefit Plans Comparison

2025 Medical Benefit Plans Comparison

2025 Full Benefit Summaries by Medical Plan:

Dental


Administered by CVUSD
Member Services
(866) 499-3001
 
There are no membership cards for Delta Dental. Give your provider the SSN and DOB of the enrollee receiving services. High Option - Required 3-year Commitment

Vision

Administered by CVUSD
Member Service
(800) 877-7195
Monday through Friday 5:00 a.m. - 7:00 p.m. (PT)
 
There are no membership cards for VSP. Give your provider the SSN and DOB of the enrollee receiving services.

Other Voluntary Benefits 

Flexible Spending Accounts - Administered by Basic Pacific
Customer Support: 800-372-3539
  •   Health Care
  •   Commuter
  •   Dependent Care
 
Colonial Life - Voluntary Benefits
   Customer Support - 800-325-4368,
   Monday through Friday, 8:00 a.m. - 8:00 p.m. (ET)
  •   Accident Insurance
  •   Cancer Insurance
  •   Critical Illness
  •   Short-Term Disability
  •   Medical Bridge/Hospital Confinement
  •   Life Insurance with Long Term Care Rider
 

All CVUSD employees and family members benefit from:

  • Consultation and counseling
  • Specialty Help Centers
  • Liveandworkwell.com
  • Work-life support
  • Legal assistance and financial counseling
 

EAP & Work Life Brochure

WorkLife Services Available Through the Employee Assistance Program

EAP provides concierge-like services that employees and their families value, appreciate and return to time after time. More than 100 service areas are covered - from schools and child care to plumbers and pet sitters.

How it works:

TicketsatWork Blog

TicketsatWork offers exclusive discounts, special offers and access to preferred seating and tickets to top attractions, theme parks, shows, sporting events, movie tickets, hotels and much more. TicketsatWork is a unique benefit offered exclusively to our CVUSD employees. 
View the latest HERE newsletter from Tickets at Work!

Teacher's Pension

Teacher's Pension provides Certificated and Classified employees with no-cost financial education and resources to assist them in making informed retirement planning decisions. Planning for retirement can feel overwhelming, especially with all the choices you have to make along the way. Whether you are close to retirement or years away, Teacher’s Pension can help answer your questions and break down what to consider when planning for a financially secure retirement. To schedule a meeting with a Teacher’s Pension Financial Educator, visit tpensions.com/meeting
 
National Benefit Services (NBS)
Castro Valley Unified School District 403(b) Plan is pleased to announce the 403(b)-retirement plan as an added benefit to our employees. The plan will be administered by a Third-Party Administrator called National Benefit Services. The 403(b)-retirement plan acts very similar to a 401(k) plan and provides several benefits including:
 
  • Contributions to the plan are tax deductible meaning that you do not pay taxes on contributions made to the plan. This also reduces income tax expenses and may very well reduce your tax bracket. Taxes will be paid on the funds when taken from the account at retirement.
  • Roth contributions can be made, but taxes are paid at the time of contribution. Account balances grow over time, and taxes are not paid on the contributions nor on the interest earned on the account once it is taken out. 
  • Loans or Hardship/Unforeseeable Emergency withdrawals can be taken from the account if certain circumstances are met. This will slow the path to retirement but can provide financial relief in a time of need.
 
403(b) and 457(b) Limits for 2025
  • Under 50 Contribution Limit: $23,500
  • 50+ Catch-Up: $7,500 (no change) for a total of $31,000
  • Ages 60-63 Special Catch-Up: $11,250 (NEW for 2025!)
 

We are excited to offer this valuable benefit to our employees and encourage everyone to participate. Please note, for employees with current 403(b) and/or 457(b) accounts and contributions, no change is necessary. Contributions will continue to flow normally. In order to establish a new 403(b) and/or 457(b) and begin contributions, please follow the steps below:

  1. Determine which company you would like to invest your contributions with. A list of Approved Vendors can be found by accessing the NBS website: http://www.nbsbenefits.com/non-erisa-403b-forms/
  2. Contact the Approved Vendor of your choosing directly, to obtain and submit all necessary paperwork to open your account. Participants need to set-up their accounts with the vendor before submitting the SRA form.
  3. Once your account is established with the Approved Vendor, complete a Salary Reduction Agreement (see NBS website link above) and submit it to National Benefit Services. *Please note that SRAs need to be submitted to NBS by the monthly SRA Processing Date reflected on the NBS website, in order to be processed and updated timely.

The Universal Availability Notice will give you basic information about the plan features. Please review and if you have any plan-related questions, you may contact NBS Customer Service Center at:

Phone: 800.274.0503 option 5, 2

E-mail:  [email protected]